Credefi and XDC Network Forge Strategic Alliance to Democratize Tokenized Credit for European SMEs

2025 is shaping up to be a pivotal year for Real-World Assets (RWA) in decentralized finance. The long-awaited convergence of traditional finance and Web3 is gaining momentum, driven by blockchain infrastructures tailored for practical applications in trade finance. Credefi and XDC Network have emerged as pioneers in this space, announcing a strategic partnership aimed at providing European SMEs with access to tokenized credit backed by real guarantees, stable yields, and full regulatory compliance.

The collaboration addresses a critical gap in the market. Small and medium-sized enterprises across Europe continue to face significant hurdles in securing financing, despite their vital role in the economy. Traditional banks, constrained by post-pandemic regulations, have been slow to meet this demand. The Credefi-XDC partnership leverages scalable blockchain infrastructure to offer a compliant alternative, marking a significant step forward in the adoption of RWAs.